MONDAY, JANUARY 21, 2019
Hello. It is Hasegawa of the world NO, 1 real estate company "remax" agent.
(Number of agents in the world: more than 120,000 Number of countries to be expanded: Number of countries in over 100 countries Number of annual transactions: About 1.5 million RE / MAX JAPAN official website: https: //remax-japan.jp/about/ RE / MAX official site : Https: //www.remax.com/)
Today I will talk about joint collateral.
I think that it is often said that joint collateral or collaboration is said, but in short, this is a method effective when one real estate lacks collateral value and you can not finance the amount you want to borrow.
It is also conceivable to increase the loan amount or make it easy to borrow.
For example, if you purchase a property of 50 million yen, if you consulted A Bank to receive a loan, the amount that you can finance is 35 million yen.
Because I wanted a full loan, I can borrow 50 million yen of full loan by putting my own own collateral as collateral.
By adding such a place, it will be easier for you to finance more, so please try to refer to it.
By the way, there are many cases where you will jointly collateralize your home.
There are many cases that are seen as collateralized real estate such as home purchase with down payment, purchase being carried out, advance repayment, reduction of remnant debts etc.
So, I think that some people think that I do not want my home as collateral, but I think if you have a flexible idea flexibly, it will be useful for a more wonderful life.
Please try it as a reference.